Forward dating checks
With everything being so automated these days, I'd be amazed if anyone looked at the date field of the check. Not only that, but accepting a post-dated check is a bad practice. But, he's tragically killed in a car crash on the way home. The one time I didn't actually have the money in the account when I sent the check is the one time that they decide to hop to it. Now you may have some legal recourse, if you can demonstrate that you and your landlord had what amounted to a contractual agreement to hold checks until the postdate.But, is that really worth the relatively small amount of money it cost you in OD fees? He supposed that it is illegal because it misrepresents when the check was signed, much as it would be on a notarized document. (That is if the bank is doing their job) High Soci I've never heard of "pre-dating" a check.I supposed that it is, in fact, legal since the date is not intended to represent the date of the signing, but rather it is to be understood that the date indicates when the check is valid. I think you're talking about the same thing that Tinker is. If your friend is correct, then it would also be illegal to pre-date a check which keeps someone from being able to cash it until that date.Post-dating a check is when you write the check on the 17th but date it for the 25th, so it can't be cashed for a week after it is written.Laws about this sort of thing vary from state to state though I've never known of a state where it is legal.I can say with certainty that it is illegal in Pennsylvania, New York and Virginia. I thought to post-date something was to write the date as 15 Dec.
It's never a problem; they hold it, then a few days after the fifth it appears on our bank statement as having been cashed.
02 when it is really 17 Dec 02 so therefore you are posting the date after the said date.
I pre-date checks all the time and the bank won't cash them until the said date, but that is in TX.
But it was suggested that, perhaps, having such a check would make it illegal for the business to In the United States, post-dating a check, on its own, has no valid use.
It can be cashed at any time at the discretion of the bank.
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You would need to send a notice of postdating to your bank describing the check.